Name: Mr. Abhishek Arun Jajoo
Profile: Corporate & Commercial Lawyer | Financial Strategist | Public Leader
Pillai Institute of Management Studies & Research, Navi Mumbai, organized an insightful session on Financial Literacy under the initiative of the Corporate Relations Committee. The session “Taking the Charge: Goal-Based Investing with Mutual Funds.” was conducted by Mr. Abhishek Arun Jajoo and was titled “It was held as part of the Investor Education and Awareness initiative supported by Mirae Asset Mutual Fund. Mr. Jajoo began the session with a thought-provoking question, “What do you do with your money — Save, Spend, or Invest?” This encouraged students to reflect on their financial habits and understand the importance of structured and goal-oriented financial planning. He clearly explained that a mutual fund is a trust that pools money from multiple investors sharing a common financial goal, which is professionally managed and invested in instruments such as equity shares, government bonds, and money market securities.
He further emphasized that mutual funds allow even individuals with a small investible surplus to begin their investment journey, making them especially suitable for young investors. He highlighted that mutual funds generate market-linked returns rather than assured returns, but over the long term they have the potential to outperform many traditional savings instruments. The session also covered key financial planning tools such as SIPs (Systematic Investment Plans) for disciplined investing, SWPs (Systematic Withdrawal Plans) for structured withdrawals, and Top-up SIPs to gradually increase investments with rising income. Additionally, he discussed the importance of insurance for financial protection and provided insights into evaluating the financial implications of buying versus renting a home based on individual goals. The session concluded with a strong message on financial discipline, informed decision-making, and taking charge of one’s financial future.
